Verbull Word of the day
Finance glossary

Disposition Effect

Behavioral Finance · advanced
Definition

The tendency to sell winning investments too early and hold losing ones too long.

The disposition effect describes investors' pattern of realizing gains quickly, locking in the good feeling of a win, while holding onto losing positions far longer than the fundamentals justify, hoping to avoid admitting a mistake. Over time this behavior tends to drag down overall portfolio returns.

In a sentence

The disposition effect showed up clearly in his trading history: quick to sell winners, painfully slow to cut losers.

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